Qatar is a popular destination for tourists, business travelers, and expatriates, and the visa-on-arrival program makes it easier for many nationalities to enter the country without prior visa approval. However, travel insurance is now a mandatory requirement for visitors entering Qatar under this scheme.
If you’re planning to visit Qatar under the visa-on-arrival facility, you must have a government-approved travel insurance policy that meets Qatar’s health and travel coverage requirements. This insurance ensures that visitors are financially protected in case of medical emergencies, accidents, or travel disruptions.
In this guide, we will cover:
✅ Is insurance mandatory for a Qatar visa on arrival?
✅ How to buy approved insurance for Qatar?
✅ The cost and coverage of Qatar travel insurance.
By understanding Qatar’s insurance policy requirements, travelers can ensure a smooth entry process and avoid any last-minute delays at Hamad International Airport (DOH).
Is Insurance Required for Qatar Visa on Arrival?
Yes, insurance is mandatory for travelers entering Qatar on a visa-on-arrival. The Qatari government introduced this rule in February 2023, requiring all visitors using the visa-on-arrival facility to purchase a health insurance plan from an approved provider before entry.
Who Needs Mandatory Insurance for Qatar Visa on Arrival?
- Tourists visiting Qatar under visa-on-arrival
- Business travelers using the visa-on-arrival facility
- Family visitors entering Qatar without prior visa approval
Who is Exempt from the Insurance Requirement?
- Residents with a valid Qatar ID (QID)
- Transit passengers staying inside the airport (not entering Qatar)
- Travelers with pre-approved visas that include insurance coverage
Why is Travel Insurance Required for Qatar?
Qatar enforces the insurance rule to ensure that all visitors have adequate medical coverage during their stay. This protects both the traveler and the country’s healthcare system from unexpected costs due to illnesses, accidents, or emergencies.
If a traveler does not have the required insurance, they may be denied entry at immigration or required to purchase an insurance policy on arrival before proceeding through border control.
By securing approved insurance before traveling, visitors can ensure a smooth visa-on-arrival process and avoid unnecessary delays or additional costs at the airport.
Qatar-Approved Travel Insurance for Visa on Arrival
To meet Qatar’s visa-on-arrival requirements, travelers must purchase a travel insurance policy from an approved provider. This insurance ensures that visitors have financial protection for medical emergencies, accidents, and unexpected travel disruptions.
List of Qatar Government-Approved Insurance Providers
The Ministry of Public Health (MOPH) Qatar has approved several insurance providers that offer valid health coverage for visitors. Some of the top government-approved insurance companies include:
- Qatar Insurance Company (QIC)
- Doha Insurance Group
- Qatar General Insurance & Reinsurance Company
- Al Khaleej Takaful Insurance
- Al Koot Insurance & Reinsurance
- Qatar Islamic Insurance Company
Minimum Coverage Requirements for Qatar Visa-On-Arrival Insurance
To be valid for entry into Qatar, the travel insurance must include:
✅ Medical coverage of at least QAR 150,000 (approx. USD 41,000).
✅ Emergency medical expenses, including hospitalization.
✅ COVID-19 coverage (if applicable at the time of travel).
✅ Personal accident coverage (injury, disability, or accidental death).
✅ Travel disruptions (flight cancellations, lost baggage, and trip delays).
What Does Qatar Travel Insurance Cover?
A valid Qatar visa-on-arrival insurance plan typically includes:
| Coverage Type | Description |
|---|---|
| Medical Emergencies | Covers hospitalization, doctor visits, and medical treatments. |
| COVID-19 Coverage | Covers quarantine costs, testing, and treatment if required. |
| Accidental Death & Disability | Compensation in case of serious injury or fatality. |
| Travel Delays & Cancellations | Reimburses expenses if flights are delayed or canceled. |
| Lost Baggage | Covers loss, theft, or damage to checked-in luggage. |
How to Verify if Your Insurance is Valid for Qatar Visa-On-Arrival?
- Check if the insurance provider is on the Qatar government-approved list.
- Ensure that your policy meets the minimum medical and travel coverage requirements.
- Purchase the insurance before traveling or buy it on arrival at Hamad International Airport.
Having approved insurance for a Qatar visa on arrival ensures a hassle-free immigration process and protects travelers from unexpected medical and financial expenses during their stay.
How to Buy Qatar Visa on Arrival Insurance?
Travelers entering Qatar on a visa-on-arrival must have valid travel insurance from a Qatar-approved provider. Visitors can purchase their insurance online before traveling or buy it upon arrival at Hamad International Airport (DOH). Below are the best ways to buy Qatar visa-on-arrival insurance to ensure a smooth entry process.
1. Buying Qatar Travel Insurance Online Before Travel
The easiest and most recommended option is to purchase travel insurance online before your trip. This ensures that you have all necessary documents ready at immigration and avoid any delays.
✅ Steps to Buy Qatar Visa-On-Arrival Insurance Online:
- Visit the official website of a Qatar-approved insurance provider (e.g., Qatar Insurance Company, Doha Insurance Group).
- Choose a travel insurance plan that meets the minimum coverage requirements set by the Qatari government.
- Enter your travel details (passport number, duration of stay, and purpose of visit).
- Make an online payment using a debit/credit card.
- Download and print your insurance certificate to present at Qatar immigration.
💡 Tip: Purchase insurance at least 24-48 hours before your flight to avoid last-minute issues.
2. Buying Insurance at Hamad International Airport (DOH)
If you forgot to buy insurance before traveling, you can still purchase it on arrival in Qatar.
✅ Where to Buy Insurance at the Airport?
- Insurance counters at Hamad International Airport (DOH)
- Visa processing counters inside the immigration area
- Customer service desks of Qatar-approved insurance providers
💰 Cost: Buying insurance on arrival may cost slightly more than purchasing it online.
⏳ Processing Time: It may take extra time at immigration, as travelers without prior insurance need to complete the purchase before getting their visa-on-arrival approval.
3. Buying Insurance Through Airlines (Qatar Airways, Other Carriers)
Some airlines, including Qatar Airways, allow passengers to add travel insurance to their flight booking.
✅ Steps to Buy Travel Insurance via Airlines:
- While booking your flight, look for an option to add travel insurance.
- Select a government-approved insurance plan that meets Qatar’s visa-on-arrival requirements.
- Pay the insurance fee along with your ticket.
- Receive your insurance policy confirmation via email and print it for immigration.
💡 Tip: If you are flying with Qatar Airways, check their Stopover or Visa on Arrival Insurance options during booking.
Best Option: Should You Buy Insurance Before Travel or on Arrival?
| Option | Pros | Cons |
|---|---|---|
| Buying Online Before Travel | ✅ More affordable, ✅ Faster immigration process | ❌ Must plan ahead |
| Buying at the Airport | ✅ Available if you forget, ✅ Can be done last-minute | ❌ Higher cost, ❌ Possible delays at immigration |
| Buying via Airlines | ✅ Convenient during flight booking | ❌ Limited coverage options, ❌ Might not be the cheapest |
To avoid last-minute issues, delays, or high costs, it is highly recommended to buy Qatar visa-on-arrival insurance online before your trip from a government-approved provider. This ensures a smooth entry and faster immigration clearance at Hamad International Airport.
Cost of Qatar Visa on Arrival Insurance
The cost of Qatar visa-on-arrival insurance depends on the coverage type, provider, and duration of stay. While the Qatari government has set a minimum coverage requirement, travelers can choose between basic and premium insurance plans based on their needs.
How Much Does Qatar Visa-On-Arrival Insurance Cost?
The cost of Qatar travel insurance for visa-on-arrival travelers typically ranges between QAR 50 to QAR 150 per month (approximately USD 14 to USD 42).
| Type of Insurance Plan | Coverage | Cost (QAR) | Cost (USD) |
|---|---|---|---|
| Basic Plan | Medical expenses only | 50 – 75 | 14 – 20 |
| Standard Plan | Medical + travel-related coverage | 75 – 100 | 20 – 27 |
| Comprehensive Plan | Full travel, health, and personal accident coverage | 100 – 150 | 27 – 42 |
💡 Tip: Basic plans are enough to meet Qatar’s visa-on-arrival requirements, but a standard or comprehensive plan provides additional protection for travel-related risks.
Breakdown of Insurance Charges for Different Coverage Plans
| Coverage Type | Basic Plan (QAR 50-75) | Standard Plan (QAR 75-100) | Comprehensive Plan (QAR 100-150) |
|---|---|---|---|
| Medical Emergencies | ✅ Up to QAR 150,000 | ✅ Up to QAR 300,000 | ✅ Up to QAR 500,000 |
| COVID-19 Treatment | ❌ Not included | ✅ Included | ✅ Included |
| Personal Accident Coverage | ❌ No | ✅ Up to QAR 50,000 | ✅ Up to QAR 100,000 |
| Travel Disruptions | ❌ No | ✅ Limited | ✅ Full coverage |
| Lost Baggage & Theft | ❌ No | ✅ Up to QAR 5,000 | ✅ Up to QAR 10,000 |
Additional Fees for Visa Extensions and Insurance Renewals
If you extend your visa-on-arrival stay beyond 30 days, you must also extend your travel insurance coverage.
✅ Visa extension fee: Free for Indian and Filipino travelers (other nationalities may be charged).
✅ Insurance renewal fee: QAR 50-75 per month, depending on the provider.
💡 Tip: Always check with your insurance provider if they offer automatic renewal options to avoid policy lapses during your extended stay.
How to Pay for Qatar Visa-On-Arrival Insurance?
Visitors can pay for Qatar travel insurance using:
✅ Credit/Debit Cards (online purchase before travel).
✅ Cash or card at Hamad International Airport (DOH) (for on-arrival purchase).
✅ Airline add-on payments (if buying insurance through Qatar Airways or another carrier).
What Does Qatar Visa on Arrival Insurance Cover?
Qatar visa-on-arrival insurance provides essential coverage to protect travelers from medical emergencies, accidents, and travel-related risks during their stay. The Qatari government mandates minimum coverage for visa-on-arrival travelers, but travelers can opt for higher coverage plans for additional protection.
Mandatory Coverage Under Qatar Travel Insurance
To meet the Qatar visa-on-arrival requirements, the travel insurance must include:
✅ Medical coverage of at least QAR 150,000 (approx. USD 41,000).
✅ Emergency medical expenses, including hospitalization and treatments.
✅ COVID-19 coverage (if required at the time of travel).
✅ Accident and disability benefits.
✅ Repatriation in case of medical emergencies.
Breakdown of Qatar Travel Insurance Coverage
| Coverage Type | Description | Included in Basic Plan? | Included in Comprehensive Plan? |
|---|---|---|---|
| Medical Emergencies | Covers hospitalization, doctor visits, and treatments | ✅ Yes | ✅ Yes |
| COVID-19 Treatment | Covers quarantine costs, testing, and medical care | ❌ No | ✅ Yes |
| Accidental Death & Disability | Compensation for serious injuries or fatalities | ❌ No | ✅ Yes |
| Emergency Evacuation | Covers medical repatriation if needed | ✅ Yes | ✅ Yes |
| Trip Cancellation & Interruption | Reimbursement for canceled or delayed flights | ❌ No | ✅ Yes |
| Lost Baggage & Theft | Covers loss, damage, or theft of luggage | ❌ No | ✅ Yes |
| Personal Liability | Protection in case of third-party injury or damage | ❌ No | ✅ Yes |
💡 Tip: If you’re traveling with expensive electronics, personal items, or making multiple stops, consider choosing a comprehensive insurance plan for added coverage.
Does Qatar Travel Insurance Cover COVID-19?
- Basic insurance plans may not include COVID-19 treatment.
- Comprehensive plans provide COVID-19 hospitalization, quarantine expenses, and testing costs.
- Travelers should check the latest Qatar COVID-19 entry requirements before purchasing insurance.
Additional Benefits of Qatar Travel Insurance
- Flight Delays & Missed Connections – If your flight is delayed for more than 12 hours, some plans offer compensation.
- Personal Accident Coverage – Provides financial protection in case of permanent disability due to an accident.
- Emergency Return Home – Covers return flight expenses in case of urgent family emergencies.
Final Recommendation:
To ensure smooth entry into Qatar, travelers should:
✅ Buy an insurance plan that meets the Qatar visa-on-arrival coverage requirements.
✅ Check if COVID-19 protection is included in the policy.
✅ Opt for additional coverage for lost baggage, trip cancellations, and accidents for extra security.
By having the right insurance coverage, visitors can travel to Qatar worry-free and be protected against unexpected expenses during their stay.
Best Insurance Providers for Qatar Visa on Arrival
When traveling to Qatar on a visa-on-arrival, choosing the right travel insurance provider is essential to ensure hassle-free entry and full coverage for medical and travel emergencies. Qatar requires travelers to purchase insurance from government-approved providers, but visitors can also explore international insurance options for better protection.
Top Qatar Government-Approved Insurance Providers
The Ministry of Public Health (MOPH) Qatar has listed several approved insurance providers for travelers entering the country under the visa-on-arrival program. Below are some of the most trusted providers:
✅ Qatar Insurance Company (QIC)
✅ Doha Insurance Group
✅ Qatar General Insurance & Reinsurance Company
✅ Al Khaleej Takaful Insurance
✅ Qatar Islamic Insurance Company
✅ Al Koot Insurance & Reinsurance
💡 Tip: Buying from a Qatar government-approved insurance provider ensures faster approval at immigration and compliance with visa rules.
Best International Travel Insurance Providers for Qatar
Apart from local insurance companies, some well-known global travel insurance providers offer valid coverage for Qatar. These plans often provide higher coverage limits and additional benefits like trip cancellations and baggage protection.
✅ Allianz Travel Insurance
✅ AXA Gulf Insurance
✅ World Nomads Travel Insurance
✅ AIG Travel Guard
✅ Cigna Global Insurance
💡 Tip: International insurance providers must meet Qatar’s minimum coverage requirement (QAR 150,000 for medical expenses).
Comparison of Local vs. International Travel Insurance
| Feature | Qatar-Approved Local Insurance | International Insurance Providers |
|---|---|---|
| Faster Immigration Approval | ✅ Yes | ❌ May require additional verification |
| Meets Qatar’s Visa-On-Arrival Rules | ✅ Yes | ✅ Yes (if coverage matches) |
| Higher Medical & Travel Coverage | ❌ Limited | ✅ Offers better benefits |
| COVID-19 Coverage | ✅ Yes | ✅ Yes (depends on policy) |
| Trip Cancellations & Lost Baggage | ❌ No | ✅ Yes |
| Purchase Options | ✅ Available at airport & online | ✅ Online before travel |
How to Check if Your Insurance Policy is Valid for Qatar?
Before traveling, ensure that your insurance meets Qatar’s visa requirements:
✔ Confirm your provider is on the MOPH-approved list.
✔ Check that medical coverage is at least QAR 150,000 (USD 41,000).
✔ Print a copy of your insurance policy to show at immigration.
✔ Ensure COVID-19 and emergency medical coverage is included.
Final Recommendation:
✅ If you only need basic coverage, buy from a Qatar-approved insurance provider.
✅ If you want higher protection, consider an international travel insurance plan.
✅ Buy insurance before your trip to avoid higher airport prices and delays at immigration.
By selecting a reliable insurance provider, travelers can ensure a smooth visa-on-arrival process and stay protected during their visit to Qatar. 🚀
Conclusion
Qatar’s visa-on-arrival insurance is a mandatory requirement for travelers entering the country without a pre-approved visa. Having the right government-approved travel insurance ensures smooth immigration clearance and provides protection against medical emergencies, accidents, and travel disruptions during your stay.
For a hassle-free experience, it is recommended to purchase travel insurance online before traveling to Qatar. This helps avoid higher airport costs and potential entry delays. Whether you choose a Qatar-approved provider or an international insurer, make sure your policy meets the minimum coverage requirement of QAR 150,000.
By understanding Qatar’s visa-on-arrival insurance policies, travelers can enter the country with confidence, knowing they are financially protected in case of unexpected situations. 🚀 Safe travels!
Common FAQs About Qatar Visa on Arrival Insurance
This section answers the most frequently asked questions about Qatar visa-on-arrival insurance, including requirements, costs, and coverage details.
1. Is insurance mandatory for Qatar visa on arrival?
Yes, travel insurance is mandatory for all travelers entering Qatar on a visa-on-arrival. The policy must be from a Qatar-approved provider and meet the minimum coverage requirements.
2. How much does Qatar visa-on-arrival insurance cost?
The cost of Qatar visa-on-arrival insurance ranges from QAR 50 to QAR 150 per month (approximately USD 14 to USD 42), depending on coverage type and provider.
3. Where can I buy insurance for my Qatar visa on arrival?
You can buy Qatar travel insurance:
✅ Online before travel from a Qatar-approved provider.
✅ At Hamad International Airport (DOH) upon arrival.
✅ Through airlines like Qatar Airways during flight booking.
4. Can I use international travel insurance for Qatar visa approval?
Yes, international travel insurance is accepted, but it must meet Qatar’s minimum coverage requirements (QAR 150,000 medical coverage) and be approved by immigration authorities.
5. Does Qatar visa-on-arrival insurance cover medical emergencies?
Yes, all Qatar-approved travel insurance policies must cover emergency medical treatment, hospitalization, and repatriation for visa-on-arrival travelers.
6. How do I extend my travel insurance if I extend my visa in Qatar?
If you extend your visa-on-arrival stay, you must also renew your travel insurance. This can be done through your insurance provider or at an MOI service center in Qatar.
7. What happens if I don’t have insurance when arriving in Qatar?
If you arrive in Qatar without valid travel insurance, you may be required to purchase insurance at the airport before immigration approval. Failure to comply may result in denial of entry.
8. What does Qatar visa-on-arrival insurance cover?
Most Qatar travel insurance plans cover:
✅ Medical emergencies & hospitalization
✅ COVID-19 treatment (if applicable)
✅ Personal accident coverage
✅ Emergency evacuation & repatriation
By ensuring you have the right Qatar visa-on-arrival insurance, you can enjoy a smooth entry process and travel with peace of mind. 🚀